Fields Appraisal Co. services

Fields Appraisal Co. offers the full array of appraisal services with the most reliable service in Texoma

Our Services

Your Trusted Partner in Property Valuation

Divorce Settlement Home Valuations You Can Rely On

We provide neutral, court-compliant appraisals to help ensure fair property division during divorce proceedings.

Date of Death Valuations for Estate Purposes

Need a retrospective appraisal? We deliver accurate home values as of the date of passing for probate and estate settlement.

Home Appraisals for Property Tax Disputes

Challenging your property taxes? A certified appraisal can provide the documentation you need to support your appeal.

PMI Removal Appraisal

Services

If you believe you’ve built enough equity, our appraisals can help remove private mortgage insurance from your loan.

Estate & Trust Planning Appraisals in Your Area

Plan with confidence. We offer detailed valuations for estate planning, asset distribution, and trust formation.

Our Services

Our Services

Your Trusted Partner in Property Valuation

Divorce Settlement Home Valuations You Can Rely On

We provide neutral, court-compliant appraisals to help ensure fair property division during divorce proceedings.

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When couples go through a divorce, dividing real estate equitably is often the single largest financial decision they face. Our certified appraisers deliver fully court-compliant, unbiased valuations that stand up to scrutiny—whether in mediation or before a judge. We use current market data, neighborhood trends, and on-site inspections to produce a narrative report that clearly explains every adjustment and conclusion.

How this helps you

Imagine John and Maria are separating after 15 years of marriage. They each want half the equity in their primary residence but can't agree on its value. You engage us: we inspect the home, analyze local comparable sales as of your separation date, and deliver a neutral report that both attorneys and family courts accept.

Key Benefits

  • Impartiality: We work for neither spouse, so our numbers carry maximum legal weight.
  • Compliance: Reports conform to the Uniform Standards of Professional Appraisal Practice (USPAP) and local court guidelines.
  • Clarity: Every line item—property condition, neighborhood adjustments, sales comparisons—is explained in plain English.

Process & Deliverables

  • Kick-off call & engagement agreement (1 business day)
  • On-site inspection (usually within 2–3 business days)
  • Draft report review (5–7 business days from inspection)
  • Final delivery: full narrative report (PDF + bound hard copy), interior/exterior photos, map of comparables

Date-of-Death Valuations for Estate Purposes

Need a retrospective appraisal? We deliver accurate home values as of the date of passing for probate and estate settlement.

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Probate and estate settlement often require knowing what a home was worth on the exact day someone passed away—especially if markets have shifted since. We perform retrospective, "as-of" appraisals using historical sales data, trend analyses, and archival listing records to reconstruct an accurate value date-stamped to when it matters most.

How this helps you

After Mr. Thompson's passing in March 2022, his executor needs to file estate tax returns. Because home prices spiked later that year, the IRS demands proof of the March 2022 market value. Our retrospective appraisal—complete with archived MLS data and neighborhood trend charts—satisfies the IRS and smooths the probate process.

Key Benefits

  • Historical accuracy: We pull sold data and listings as of your target date.
  • IRS & court acceptance: Reports structured to meet taxing authority and fiduciary standards.
  • Peace of mind: Eliminate second-guessing or audits by establishing a firm, documented value.

Process & Deliverables

  • Document collection: Deed, historical tax assessments, previous appraisals (if any)
  • Market reconstruction: Analysis of sales within a 6-month "window" around your date of death
  • Report: Detailed narrative with tabulated comparable sales, trend graphs, and date-stamped valuation

Home Appraisals for Property Tax Disputes

Challenging your property taxes? A certified appraisal can provide the documentation you need to support your appeal.

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If your county assessor's valuation seems out of line with the market, a professional appraisal can be your most persuasive tool to win a tax-appeal hearing. We'll pinpoint the flaws in the assessor's numbers—whether they overlooked a major defect, mis-classified your property type, or used outdated comps—and give you an iron-clad report to submit with your petition.

How this helps you

The Smiths received a notice that their assessed value jumped 18%—yet no new construction or sales justify the increase. We inspect for condition issues, verify square footage, gather recent neighborhood sales, and produce a rebuttal appraisal that they file before the appeal deadline. Often, this alone drives assessments back down to fair market levels.

Key Benefits

  • Targeted analysis: We focus on exactly where the assessor went wrong.
  • Deadline-driven delivery: Fast turnarounds to meet tight appeal windows.
  • Appeal support: Sample cover letter and step-by-step instructions for submitting to your local board.

Process & Deliverables

  • Pre-appeal consultation (to confirm deadlines and scope)
  • Inspection & data gathering (1–2 days)
  • Rebuttal report: narrative appraisal + appeal-ready cover package

PMI Removal Appraisal Services

If you believe you've built enough equity, our appraisals can help remove private mortgage insurance from your loan.

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If you've paid down enough principal—and thus have at least 20% equity in your home—you may no longer need to carry costly Private Mortgage Insurance (PMI). Lenders often require a fresh appraisal to confirm your LTV (loan-to-value) ratio. Our streamlined "equity verification" appraisal focuses squarely on documenting enough value growth to eliminate PMI and save you hundreds each month.

How this helps you

After seven years of payments, the Garcias believed they'd crossed the 20% equity threshold on their 2017 mortgage, but their lender insisted on an appraisal. We perform a drive-by and interior inspection, compile recent comps, and issue a concise addendum report showing a 22% LTV. Their lender waives PMI, immediately reducing their payment.

Key Benefits

  • Cost-effective: Flat-fee service focused only on equity measurement.
  • Quick & simple: No lengthy narrative—just the facts your lender needs.
  • Immediate savings: Helps you cancel PMI as soon as possible.

Process & Deliverables

  • Engagement & lender form review
  • Interior/exterior inspection (typically same-day or next-day)
  • Equity report (2–3 business days)—standard ATS form plus lender cover letter

Estate & Trust Planning Appraisals in Your Area

Plan with confidence. We offer detailed valuations for estate planning, asset distribution, and trust formation.

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Whether you're setting up a trust, gifting real estate to heirs, or planning an irrevocable life insurance trust (ILIT), you need a defensible, IRS-compliant value for your property. Our estate-planning appraisals walk trustees and attorneys through every assumption—location, condition, highest-and-best use—so your plan documents rest on an indisputable foundation.

How this helps you

The directors of the Harrison Family Trust are creating an irrevocable trust to hold the family lake house. They need a "current‐day" appraisal that meets IRS gift tax requirements. We coordinate with the trust attorney, inspect the property, analyze local lakefront sales, and provide a detailed report complete with all statutory disclosures.

Key Benefits

  • IRS‐ready: Meets gift‐and‐estate‐tax reporting standards.
  • Attorney coordination: We'll work directly with your legal team to get all forms signed and filed correctly.
  • Comprehensive data: Market analysis, zoning review, and highest-and-best-use commentary.

Process & Deliverables

  • Intro call with trustee/attorney (scope & timing)
  • On-site visit (interior & exterior walkthrough)
  • Full narrative report (USPAP-compliant, with signature, certification statements, zoning map, and comparable sales grid)

Measurement Only Assessments

Need accurate square footage verification? We provide precise measurements for refinancing, construction loans, or property records corrections.

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Sometimes you don't need a full appraisal—just reliable square footage measurements. Our measurement-only assessments provide certified floor plans and square footage calculations that meet lender requirements for refinancing, construction draws, or correcting public records. We measure to ANSI standards and provide detailed sketches with room-by-room breakdowns.

How this helps you

The Johnsons needed to refinance but their county records showed 200 square feet less than their actual home size. We performed a measurement-only assessment, documented the correct square footage with detailed floor plans, and provided the certified measurements their lender required to complete the refinance at the proper loan-to-value ratio.

Key Benefits

  • Cost-effective: Significantly less expensive than a full appraisal when only measurements are needed.
  • ANSI compliant: Measurements follow industry standards accepted by all major lenders.
  • Fast turnaround: Simple scope means quicker delivery than traditional appraisals.

Process & Deliverables

  • Interior measurement appointment (typically 1-2 hours on-site)
  • ANSI-compliant floor plan sketch
  • Certified measurement report with room-by-room breakdown (2-3 business days)

Pre-Listing Home Appraisals

Planning to sell? Get an accurate market value before listing to price competitively and avoid surprises during buyer financing.

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Before putting your home on the market, knowing its true value helps you price strategically and avoid financing delays later. Our pre-listing appraisals give you the same thorough analysis that buyer's lenders will require, helping you set realistic expectations and identify any potential valuation issues before they become deal-breakers. This proactive approach often leads to smoother transactions and faster sales.

How this helps you

The Williams family wanted to sell their home but weren't sure about pricing in their rapidly changing market. Our pre-listing appraisal revealed their home was worth $15,000 more than comparable listings, allowing them to price confidently. When buyers made offers, the subsequent lender appraisals matched our value, ensuring smooth closings without renegotiation.

Key Benefits

  • Strategic pricing: Set your listing price based on professional market analysis, not guesswork.
  • Avoid surprises: Know potential valuation issues before buyers discover them.
  • Faster sales: Realistic pricing based on solid data attracts serious buyers quickly.

Process & Deliverables

  • Pre-listing consultation with your real estate agent (optional)
  • Complete property inspection and market analysis
  • Full narrative appraisal report with pricing recommendations (5-7 business days)

Comprehensive Property Valuation Services

Select the Appraisal Report That Fits Your Purpose

Purchase or Refinance Appraisals

Whether you're buying or refinancing, we offer hybrid, desktop, exterior-only, and full inspections to meet your lender’s requirements.

Home Equity Appraisals

Need a valuation for a HELOC or second mortgage? We’ll provide the value you need to move forward.

Non-Lender Appraisals

From tax appeals and divorce settlements to estate planning, pre-listing valuations, and PMI removal—we’ve got it covered.

Home Measurements

Just need square footage verified? We offer standalone home measurement services without a full appraisal.

How It Works

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Submit a Request

Use our simple online form to order your appraisal.

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Build a Plan

We will work with you to build a plan that fits your specific needs.

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Receive Your Report

Your accurate appraisal will quickly be scheduled, completed, and delivered to you.

TESTIMONIALS

Your Trusted Partner in Property Valuation

As a realtor, working with a dependable appraiser like Tyler Fields is a huge asset. He’s professional, punctual, and his reports are detailed and well-supported. His communication is clear, and he understands how important timelines are in a real estate transaction. Tyler’s expertise brings confidence to both buyers and sellers, and I truly appreciate his role in helping keep deals on track. Highly recommend!

Tracy S.

Michael

Look no further. This is the Appraiser your looking for. Friendly, experienced and professional. Timely and Christian based. Everything I was looking for in an Appraiser. 5 Star by far...

Have had Tyler appraise many properties and homes for me. He’s absolutely the best and is always willing to give advice. There is nobody as great as he is in the business!

Taylor

Don’t Wait on Property Value Answers

Get the expert insight you need from certified appraisers—fast, reliable, and ready when you are.

223 N 3rd Ave, Durant, OK 74701

580-760-6600

Hours: 8:30-4:30 M-F.

Copyright © 2025 Fields Appraisal Company LLC - All Rights Reserved.

223 N 3rd Ave, Durant, OK 74701

580-760-6600

Hours: 8:30-4:30 M-F.

Copyright © 2025 Fields Appraisal Company LLC - All Rights Reserved.